Terms of Use

Last updated: November 2025

These Terms of Use (“Terms”) govern your use of Redundancy Ray (“the tool”, “we”, “us”). By accessing or using the tool, you agree to be bound by these Terms.

1. Purpose of the tool

Redundancy Ray is provided as a general information and estimation tool for Australian users. It is designed to help you understand potential redundancy and leave payouts in a simple, approximate way.

Redundancy Ray is not:

• Financial advice
• Legal advice
• Tax advice
• A substitute for professional consultation or official calculations

2. No guarantee of accuracy

While we aim to keep the information and calculations reasonably up to date, we do not guarantee that the outputs are accurate, complete, or suitable for your particular situation.

Your actual entitlements and tax outcomes may differ due to:

• Awards, enterprise agreements, or contracts
• Company policies and negotiated arrangements
• Current ATO rules and thresholds
• Your broader income, deductions, and tax position
• Changes in law or tax rates

3. No professional relationship

Use of Redundancy Ray does not create a financial, legal, or tax adviser relationship between you and Phrases Media. You should seek independent advice from a qualified professional before making decisions based on the tool’s outputs.

4. Limitation of liability

To the fullest extent permitted by law, Redundancy Ray and Phrases Media are not liable for any loss, damage, cost, or expense (including indirect or consequential loss) arising from or in connection with:

• Your use of, or reliance on, the tool or its outputs
• Errors, inaccuracies, or omissions in the calculations or content
• Any temporary or permanent unavailability of the tool

5. Ads and affiliate links

Redundancy Ray may display advertising (for example, via Google AdSense) and may include affiliate links to third-party products or services. We may earn a commission when you click or purchase through those links.

Advertising and affiliate relationships do not influence the calculator logic or the estimates that the tool provides.

6. Third-party services and links

Redundancy Ray relies on third-party services such as Google Analytics and Google AdSense, which have their own terms and privacy policies. By using the tool, you acknowledge that those third-party terms may apply to you.

The tool may also contain links to external websites. We do not control, endorse, or accept responsibility for the content, products, or services offered on those sites.

7. Acceptable use

You agree not to:

• Use the tool for unlawful purposes
• Attempt to interfere with or disrupt the operation of the site
• Reverse-engineer or copy the tool in a way that breaches applicable law or these Terms

8. Changes to the tool and these Terms

We may update, modify, or discontinue Redundancy Ray at any time without notice. We may also update these Terms occasionally. When we do, the “Last updated” date at the top of this page will change. Continued use of the tool after changes are published constitutes acceptance of the updated Terms.

9. Contact

For any questions about these Terms, please contact:

phrasesmedia@gmail.com